NVB

BankBanking

Commercial Joint Stock Bank Quốc Dân

Original Name: Ngân hàng Thương mại cổ phần Quốc Dân

Reference Price10.700 ₫

Interactive Stock Chart

Exchange Ticker: NVB

Listing Information

Exchange MarketHNX

Live SectorBanking

First Trading Date13/09/2010

First Close Price₫12,100

Capital Structure

Charter Capital5,601.56 Billion VND

Listed Shares1,927,984,751

Outstanding Shares1,924,632,751

Treasury Shares-

Professional Advisors & Auditors

Independent Auditing History

Fiscal Year	Auditing Organization
2025	Kiểm toán AFC Vietnam Co., Ltd.
2024	Kiểm toán và Dịch vụ Tin học MOORE AISC Co., Ltd.
2023	Kiểm toán và Dịch vụ Tin học MOORE AISC Co., Ltd.
2022	Kiểm toán và Dịch vụ Tin học MOORE AISC Co., Ltd.
2021	Kiểm toán và Dịch vụ Tin học MOORE AISC Co., Ltd.
2020	Kiểm toán và Dịch vụ Tin học MOORE AISC Co., Ltd.
2019	Kiểm toán AFC Vietnam Co., Ltd.
2018	Kiểm toán và Dịch vụ Tin học MOORE AISC Co., Ltd.

IPO & Listing Consultant

Securities Kim Long. JSCListing Ticker Symbol: KLS

Detailed Corporate Timeline & Sectors

Establishment History:

Bank Nam Viet Commercial Joint Stock Bank, formerly known as Song Kien Rural Commercial Joint Stock Bank, was established under License No. 00057/NH-GP issued by SBV on September 18, 1995, then registered for the sixth change No. 1700169765 by the City Department of Planning and Investment. Ho Chi Minh issued it on March 1, 2011.
Date May 18, 2006 : The bank was approved by the State Bank of Vietnam to change its operating model into an urban joint stock commercial bank, renamed Nam Viet Joint Stock Commercial Bank (abbreviated as Navibank) and then moved its headquarters to operate in Ho Chi Minh City. Ho Chi Minh.
Nam Viet Joint Stock Commercial Bank changed its name to Quoc Dan Commercial Joint Stock Bank from January 22, 2014

Industry business:

Mobilizing capital, receiving capital, entrusting, borrowing capital, lending, Discounting of commercial papers, joint venture capital contribution, payment services and other banking operations.

Address: 25 Le Dai Hanh, Le Dai Hanh Ward, Hai Ba Trung District, Hanoi City

Phone: +84-(08)-3821 6216 - Fax: +84-(08)-3914 2738

Disclosure Officer:

Email: [email protected]

Website: http://ncb-bank.vn/

Ratio / Financial Indicator	2022	2023	2024	2025
Earnings Per Share (EPS)	₫0	-₫348	-₫2,665	₫0
Price-to-Earnings (P/E)	2574196.30x	-	-	264020.13x
Book Value Per Share (BVPS)	₫46,683	₫50,009	₫61,570	₫85,011
Price-to-Book (P/B)	0.23x	0.21x	0.17x	0.13x
Return on Equity (ROE)	0.00%	-0.70%	-4.33%	0.00%
Return on Assets (ROA)	0.00%	-0.70%	-4.33%	0.00%
Net Profit Margin	0.00%	-146.44%	287.79%	0.00%
Debt-to-Equity Ratio	-	0.00	0.00	-
Current Ratio	-	-	-	-

Audited Financial Statements

Source: KB Securities (KBS) Datafeed • Updated dynamically

Show absolute values (VND)

Thu nhập lãi thuầnNet interest income

+154.5% YoY

Lợi nhuận sau thuế (XI-XII)Net profit after tax

+875.0% YoY

TỔNG CỘNG TÀI SẢNTOTAL ASSETS

+82.1% YoY

Financial Indicator (VND)	2025	2024	2023	2022
1. Thu nhập lãi và các khoản thu nhập tương tự1. Interest income and similar income	8,777,352,000,000	2,928,691,000,000	6,433,619,000,000	4,763,294,000,000
2. Chi phí lãi và các chi phí tương tự2. Interest expense and similar expenses	6,405,963,000,000	4,710,884,000,000	5,976,390,000,000	3,831,517,000,000
I. Thu nhập lãi thuầnI. Net interest income	2,371,389,000,000	-1,782,193,000,000	457,229,000,000	931,777,000,000
3. Thu nhập từ hoạt động dịch vụ3. Fee and commission income	363,374,000,000	165,438,000,000	102,350,000,000	275,030,000,000
4. Chi phí hoạt động dịch vụ4. Fee and commission expenses	174,585,000,000	90,470,000,000	68,832,000,000	142,188,000,000
II. Lãi/lỗ thuần từ hoạt động dịch vụII. Net fee and commission income	188,789,000,000	74,968,000,000	33,518,000,000	132,842,000,000
III. Lãi/lỗ thuần từ hoạt động kinh doanh ngoại hối và vàngIII. Net gain/(loss) from foreign currencies and gold trading	102,084,000,000	125,512,000,000	202,454,000,000	83,813,000,000
IV. Lãi/lỗ thuần từ mua bán chứng khoán kinh doanhIV. Net gain/(loss) from trading securities	-	-	-	-
V. Lãi/lỗ thuần từ mua bán chứng khoán đầu tưV. Net gain/(loss) from investment securities	36,736,000,000	131,422,000,000	160,484,000,000	166,748,000,000
5. Thu nhập từ hoạt động khác5. Other income	270,252,000,000	67,669,000,000	82,286,000,000	59,238,000,000
6. Chi phí hoạt động khác6. Other expenses	221,524,000,000	89,876,000,000	216,819,000,000	37,424,000,000
VI. Lãi/lỗ thuần từ hoạt động khácVI. Net other income	48,728,000,000	-22,207,000,000	-134,533,000,000	21,814,000,000
VII. Thu nhập từ góp vốn, mua cổ phầnVII. Income from capital contribution and long-term investments	-	-	-	-
VIII. Chi phí hoạt độngVIII. Operating expenses	2,043,777,000,000	3,392,048,000,000	1,238,721,000,000	1,027,681,000,000
IX. Lợi nhuận thuần từ hoạt động kinh doanh trước chi phí dự phòng rủi ro tín dụng (I+II+III+IV+V+VI+VII-VIII)IX. Operating profit before provision for credit losses	703,949,000,000	-4,864,546,000,000	-519,569,000,000	309,313,000,000
X. Chi phí dự phòng rủi ro tín dụngX. Provision for credit losses	702,380,000,000	263,544,000,000	146,950,000,000	308,075,000,000
XI. Tổng lợi nhuận trước thuế (IX-X)XI. Profit before tax	1,569,000,000	-5,128,090,000,000	-666,519,000,000	1,238,000,000
7. Chi phí thuế TNDN hiện hành7. Current corporate income tax expenses	1,491,000,000	848,000,000	3,037,000,000	1,230,000,000
8. Chi phí thuế TNDN hoãn lại8. Deferred income tax expenses (*)	-	-	-	-
XII. Chi phí thuế TNDNXII. Corporate income tax	1,491,000,000	848,000,000	3,037,000,000	1,230,000,000
XIII. Lợi nhuận sau thuế (XI-XII)XIII. Net profit after tax	78,000,000	-5,128,938,000,000	-669,556,000,000	8,000,000
XIV. Lợi ích của cổ đông thiểu sốXIV. Minority interest	-	-	-	-
XV. Lợi nhuận sau thuế của cổ đông của Ngân hàng mẹ (XIII-XIV)XV. Net profit atttributable to the equity holders of the Bank	78,000,000	-5,128,938,000,000	-669,556,000,000	8,000,000
Lãi cơ bản trên cổ phiếu (BCTC) (VNÐ)Earning per share (VND)	0	-8,394	-1,202	0

Data Source & Disclaimer

Data Source: Financial statement data is automatically aggregated from official disclosure feeds of listed companies through the analysis system of KB Securities Vietnam JSC (KB Securities).

Disclaimer: All financial data displayed on this website is provided for general reference purposes only. We make every effort to update accurate data but do not provide any warranty regarding its completeness or absolute reliability. The displayed figures do not constitute investment advice or an offer to trade securities. Users assume all risks and responsibilities for any financial decisions made based on the data on this website.

NVB

Commercial Joint Stock Bank Quốc Dân

Interactive Stock Chart

Listing Information

Capital Structure

Professional Advisors & Auditors

Independent Auditing History

IPO & Listing Consultant

Detailed Corporate Timeline & Sectors

Key Financial Ratios (2025)

Historical Financial Metrics (YoY)

Financial Ratios Reference & Interpretation Guide

Audited Financial Statements

NVB — Financial Data Summary (2022–2025)

Executive Summary

Operating Performance & Profitability

Asset Structure & Financial Leverage

Cash Flow Quality