OCB

BankBanking

Orient Commercial Joint Stock Bank (OCB)

Original Name: Ngân hàng Thương mại cổ phần Phương Đông

Reference Price11.200 ₫

Interactive Stock Chart

Exchange Ticker: OCB

Listing Information

Exchange MarketHOSE

Live SectorBanking

First Trading Date28/01/2021

First Close Price₫18,350

Capital Structure

Charter Capital26,630.52 Billion VND

Listed Shares2,663,052,284

Outstanding Shares2,663,052,284

Treasury Shares-

Detailed Corporate Timeline & Sectors

Establishment Timeline:

Established and operating under license No. 0061/NH-GP dated April 13, 1996 issued by the State Bank of Vietnam and establishment decision No. 1114/GP-UB dated May 8, 1996 by the UBNH Ho Chi Minh City issued with an initial charter capital of 70 billion VND

During the process of operation and development, Orient Bank has reaped many important achievements, including awards and titles recognizing good performance and growth as well as contributions for the benefit of the community:

Emulation flag of the State Bank of Vietnam awarded to units with outstanding achievements leading the banking industry emulation movement in 2007 and 2009.
Top 500 largest enterprises in Vietnam voted by Vietnamnet.
One of the 10 most satisfied Vietnamese commercial banks in 2008 voted by consumers through a survey program conducted by the Center for Consumer and Business Research.
2009 Community Business Award Cup.
The "Clean - Strong - Excellent" Party Foundation from 1996 to present

Address: The Hallmark Building, No. 15 Tran Bach Dang, An Khanh Ward, Ho Chi Minh City

Phone: +84-(08)-3822 0960 - Fax: +84-(08)-3822 0963

Disclosure Officer:

Email: [email protected]

Website: http://www.ocb.com.vn

Ratio / Financial Indicator	2022	2023	2024	2025
Earnings Per Share (EPS)	₫1,318	₫1,240	₫1,192	₫1,506
Price-to-Earnings (P/E)	8.50x	9.03x	9.40x	7.44x
Book Value Per Share (BVPS)	₫72,847	₫90,165	₫105,410	₫121,270
Price-to-Book (P/B)	0.15x	0.12x	0.11x	0.09x
Return on Equity (ROE)	1.81%	1.38%	1.13%	1.24%
Return on Assets (ROA)	1.81%	1.38%	1.13%	1.24%
Net Profit Margin	50.52%	48.83%	36.87%	43.36%
Debt-to-Equity Ratio	-	-	0.00	-
Current Ratio	-	-	-	-

Audited Financial Statements

Source: KB Securities (KBS) Datafeed • Updated dynamically

Show absolute values (VND)

Thu nhập lãi thuầnNet interest income

+33.1% YoY

Lợi nhuận sau thuế (XI-XII)Net profit after tax

+14.3% YoY

TỔNG CỘNG TÀI SẢNTOTAL ASSETS

+66.5% YoY

Financial Indicator (VND)	2025	2024	2023	2022
1. Thu nhập lãi và các khoản thu nhập tương tự1. Interest income and similar income	21,118,345,862,000	17,954,213,013,000	18,126,740,691,000	14,067,732,085,000
2. Chi phí lãi và các chi phí tương tự2. Interest expense and similar expenses	11,869,499,472,000	9,347,544,342,000	11,361,222,432,000	7,120,149,044,000
I. Thu nhập lãi thuầnI. Net interest income	9,248,846,390,000	8,606,668,671,000	6,765,518,259,000	6,947,583,041,000
3. Thu nhập từ hoạt động dịch vụ3. Fee and commission income	1,235,727,193,000	1,073,464,718,000	997,503,692,000	1,124,580,409,000
4. Chi phí hoạt động dịch vụ4. Fee and commission expenses	225,127,320,000	142,483,258,000	115,440,748,000	110,406,103,000
II. Lãi/lỗ thuần từ hoạt động dịch vụII. Net fee and commission income	1,010,599,874,000	930,981,460,000	882,062,944,000	1,014,174,306,000
III. Lãi/lỗ thuần từ hoạt động kinh doanh ngoại hối và vàngIII. Net gain/(loss) from foreign currencies and gold trading	216,276,067,000	310,954,001,000	389,064,968,000	145,113,884,000
IV. Lãi/lỗ thuần từ mua bán chứng khoán kinh doanhIV. Net gain/(loss) from trading securities	-45,400,040,000	2,250,030,000	1,496,348,000	-77,265,018,000
V. Lãi/lỗ thuần từ mua bán chứng khoán đầu tưV. Net gain/(loss) from investment securities	-228,916,153,000	-188,421,795,000	646,561,650,000	-140,196,343,000
5. Thu nhập từ hoạt động khác5. Other income	1,627,447,027,000	1,021,970,747,000	1,499,975,125,000	783,661,856,000
6. Chi phí hoạt động khác6. Other expenses	239,486,586,000	615,320,201,000	1,246,552,734,000	139,500,228,000
VI. Lãi/lỗ thuần từ hoạt động khácVI. Net other income	1,387,960,441,000	406,650,545,000	253,422,391,000	644,161,627,000
VII. Thu nhập từ góp vốn, mua cổ phầnVII. Income from capital contribution and long-term investments	372,600,000	-	-	-
VIII. Chi phí hoạt độngVIII. Operating expenses	4,202,555,569,000	3,803,760,652,000	3,171,425,039,000	3,076,802,358,000
IX. Lợi nhuận thuần từ hoạt động kinh doanh trước chi phí dự phòng rủi ro tín dụng (I+II+III+IV+V+VI+VII-VIII)IX. Operating profit before provision for credit losses	7,387,183,609,000	6,265,322,260,000	5,766,701,520,000	5,456,769,140,000
X. Chi phí dự phòng rủi ro tín dụngX. Provision for credit losses	2,364,748,457,000	2,259,026,321,000	1,627,225,365,000	1,067,461,492,000
XI. Tổng lợi nhuận trước thuế (IX-X)XI. Profit before tax	5,022,435,152,000	4,006,295,939,000	4,139,476,155,000	4,389,307,648,000
7. Chi phí thuế TNDN hiện hành7. Current corporate income tax expenses	1,021,508,812,000	832,872,712,000	836,173,455,000	879,589,703,000
8. Chi phí thuế TNDN hoãn lại8. Deferred income tax expenses (*)	-9,154,774,000	-	-	-
XII. Chi phí thuế TNDNXII. Corporate income tax	1,012,354,038,000	832,872,712,000	836,173,455,000	879,589,703,000
XIII. Lợi nhuận sau thuế (XI-XII)XIII. Net profit after tax	4,010,081,114,000	3,173,423,227,000	3,303,302,701,000	3,509,717,945,000
XIV. Lợi ích của cổ đông thiểu sốXIV. Minority interest	-	-	-	-
XV. Lợi nhuận sau thuế của cổ đông của Ngân hàng mẹ (XIII-XIV)XV. Net profit atttributable to the equity holders of the Bank	4,010,081,114,000	3,173,423,227,000	3,303,302,701,000	3,509,717,945,000
Lãi cơ bản trên cổ phiếu (BCTC) (VNÐ)Earning per share (VND)	1,494	1,277	1,594	2,540

Data Source & Disclaimer

Data Source: Financial statement data is automatically aggregated from official disclosure feeds of listed companies through the analysis system of KB Securities Vietnam JSC (KB Securities).

Disclaimer: All financial data displayed on this website is provided for general reference purposes only. We make every effort to update accurate data but do not provide any warranty regarding its completeness or absolute reliability. The displayed figures do not constitute investment advice or an offer to trade securities. Users assume all risks and responsibilities for any financial decisions made based on the data on this website.

OCB

Orient Commercial Joint Stock Bank (OCB)

Interactive Stock Chart

Listing Information

Capital Structure

Detailed Corporate Timeline & Sectors

Key Financial Ratios (2025)

Historical Financial Metrics (YoY)

Financial Ratios Reference & Interpretation Guide

Audited Financial Statements

OCB — Financial Data Summary (2022–2025)

Executive Summary

Operating Performance & Profitability

Asset Structure & Financial Leverage

Cash Flow Quality