VAB

BankBanking

Commercial Joint Stock Bank Việt Á

Original Name: Ngân hàng Thương mại cổ phần Việt Á

Reference Price10.200 ₫

Interactive Stock Chart

Exchange Ticker: VAB

Listing Information

Exchange MarketHOSE

Live SectorBanking

First Trading Date20/07/2021

First Close Price-

Capital Structure

Charter Capital8,163.92 Billion VND

Listed Shares816,360,672

Outstanding Shares816,360,672

Treasury Shares-

Professional Advisors & Auditors

Independent Auditing History

Fiscal Year	Auditing Organization
2025	Kiểm toán và Định giá Quốc tế Co., Ltd.

IPO & Listing Consultant

Securities Quốc Gia JSCListing Ticker Symbol: NSI

Detailed Corporate Timeline & Sectors

Development process

Viet A Bank was established on July 4, 2003 on the basis of merging two credit institutions that have been operating for many years in the Vietnamese monetary and financial market: Saigon Joint Stock Finance Company and Da Rural Commercial Joint Stock Bank. Danang.
Viet A Bank operates with full business functions of a commercial bank and has strengths in financial activities such as: Gold trading, investment, project financing...
Viet A Bank implements many forms of capital mobilization, participating in the local currency and foreign currency interbank markets and the open market. Expand short-term, medium-term and long-term credit lending activities to all economic sectors. In particular, we mainly focus on investing and financing small and medium-sized enterprises in the fields of production, business, trade, import and export, serving life...
Viet A Bank develops joint venture forms, associates with economic organizations and expands service activities to provide increasingly convenient amenities to customers. The bank's staff always ensures fast, dedicated, civilized and polite service with the motto: CUSTOMER PROSPERITY

Address: Floor 4 and 5, Samsora Premier Building, No. 105 Chu Van An, Yet Kieu Ward, Ha Dong District, Hanoi City

Phone: +84-(04)-3933 3636 - Fax: +84-(04)-3933 6426

Disclosure Officer:

Email: [email protected]

Website: http://www.vietabank.com.vn

Ratio / Financial Indicator	2022	2023	2024	2025
Earnings Per Share (EPS)	₫1,091	₫911	₫1,062	₫1,617
Price-to-Earnings (P/E)	9.35x	11.19x	9.60x	6.31x
Book Value Per Share (BVPS)	₫128,800	₫137,434	₫146,788	₫172,088
Price-to-Book (P/B)	0.08x	0.07x	0.07x	0.06x
Return on Equity (ROE)	0.85%	0.66%	0.72%	0.94%
Return on Assets (ROA)	0.85%	0.66%	0.72%	0.94%
Net Profit Margin	59.79%	41.12%	37.25%	38.80%
Debt-to-Equity Ratio	-	0.00	0.00	-
Current Ratio	-	-	-	-

Audited Financial Statements

Source: KB Securities (KBS) Datafeed • Updated dynamically

Show absolute values (VND)

Thu nhập lãi thuầnNet interest income

+128.4% YoY

Lợi nhuận sau thuế (XI-XII)Net profit after tax

+48.2% YoY

TỔNG CỘNG TÀI SẢNTOTAL ASSETS

+33.6% YoY

Financial Indicator (VND)	2025	2024	2023	2022
1. Thu nhập lãi và các khoản thu nhập tương tự1. Interest income and similar income	9,575,808,324,000	7,289,559,255,000	8,851,558,403,000	5,797,025,825,000
2. Chi phí lãi và các chi phí tương tự2. Interest expense and similar expenses	6,173,924,446,000	4,961,857,966,000	7,042,014,775,000	4,307,488,902,000
I. Thu nhập lãi thuầnI. Net interest income	3,401,883,878,000	2,327,701,289,000	1,809,543,629,000	1,489,536,923,000
3. Thu nhập từ hoạt động dịch vụ3. Fee and commission income	192,019,734,000	163,203,617,000	109,798,141,000	105,667,055,000
4. Chi phí hoạt động dịch vụ4. Fee and commission expenses	28,421,764,000	34,574,361,000	33,212,065,000	32,868,075,000
II. Lãi/lỗ thuần từ hoạt động dịch vụII. Net fee and commission income	163,597,970,000	128,629,256,000	76,586,075,000	72,798,980,000
III. Lãi/lỗ thuần từ hoạt động kinh doanh ngoại hối và vàngIII. Net gain/(loss) from foreign currencies and gold trading	25,656,814,000	-1,467,310,000	6,212,137,000	9,723,645,000
IV. Lãi/lỗ thuần từ mua bán chứng khoán kinh doanhIV. Net gain/(loss) from trading securities	-	-38,338,000	-	-181,589,000
V. Lãi/lỗ thuần từ mua bán chứng khoán đầu tưV. Net gain/(loss) from investment securities	-14,207,377,000	40,024,011,000	410,371,349,000	42,272,593,000
5. Thu nhập từ hoạt động khác5. Other income	213,707,969,000	178,571,083,000	208,032,039,000	364,793,373,000
6. Chi phí hoạt động khác6. Other expenses	26,631,841,000	19,775,356,000	8,833,507,000	6,776,714,000
VI. Lãi/lỗ thuần từ hoạt động khácVI. Net other income	187,076,128,000	158,795,727,000	199,198,532,000	358,016,659,000
VII. Thu nhập từ góp vốn, mua cổ phầnVII. Income from capital contribution and long-term investments	22,914,588,000	8,303,955,000	11,097,919,000	13,581,766,000
VIII. Chi phí hoạt độngVIII. Operating expenses	972,513,582,000	1,021,123,001,000	909,264,657,000	816,418,234,000
IX. Lợi nhuận thuần từ hoạt động kinh doanh trước chi phí dự phòng rủi ro tín dụng (I+II+III+IV+V+VI+VII-VIII)IX. Operating profit before provision for credit losses	2,814,408,418,000	1,640,825,589,000	1,603,744,984,000	1,169,330,743,000
X. Chi phí dự phòng rủi ro tín dụngX. Provision for credit losses	1,168,606,536,000	555,164,005,000	686,831,625,000	61,492,729,000
XI. Tổng lợi nhuận trước thuế (IX-X)XI. Profit before tax	1,645,801,882,000	1,085,661,584,000	916,913,359,000	1,107,838,014,000
7. Chi phí thuế TNDN hiện hành7. Current corporate income tax expenses	325,802,047,000	218,636,682,000	178,527,701,000	219,502,191,000
8. Chi phí thuế TNDN hoãn lại8. Deferred income tax expenses (*)	-	-	-5,707,994,000	-2,292,006,000
XII. Chi phí thuế TNDNXII. Corporate income tax	325,802,047,000	218,636,682,000	172,819,707,000	217,210,185,000
XIII. Lợi nhuận sau thuế (XI-XII)XIII. Net profit after tax	1,319,999,835,000	867,024,902,000	744,093,652,000	890,627,830,000
XIV. Lợi ích của cổ đông thiểu sốXIV. Minority interest	-	-	-	-
XV. Lợi nhuận sau thuế của cổ đông của Ngân hàng mẹ (XIII-XIV)XV. Net profit atttributable to the equity holders of the Bank	1,319,999,835,000	867,024,902,000	744,093,652,000	890,627,830,000
Lãi cơ bản trên cổ phiếu (BCTC) (VNÐ)Earning per share (VND)	2,106	1,606	1,378	1,649

Data Source & Disclaimer

Data Source: Financial statement data is automatically aggregated from official disclosure feeds of listed companies through the analysis system of KB Securities Vietnam JSC (KB Securities).

Disclaimer: All financial data displayed on this website is provided for general reference purposes only. We make every effort to update accurate data but do not provide any warranty regarding its completeness or absolute reliability. The displayed figures do not constitute investment advice or an offer to trade securities. Users assume all risks and responsibilities for any financial decisions made based on the data on this website.

VAB

Commercial Joint Stock Bank Việt Á

Interactive Stock Chart

Listing Information

Capital Structure

Professional Advisors & Auditors

Independent Auditing History

IPO & Listing Consultant

Detailed Corporate Timeline & Sectors

Key Financial Ratios (2025)

Historical Financial Metrics (YoY)

Financial Ratios Reference & Interpretation Guide

Audited Financial Statements

VAB — Financial Data Summary (2022–2025)

Executive Summary

Operating Performance & Profitability

Asset Structure & Financial Leverage

Cash Flow Quality