VBB

BankBanking

Commercial Joint Stock Bank Việt Nam Thương Tín

Original Name: Ngân hàng Thương mại cổ phần Việt Nam Thương Tín

Reference Price12.300 ₫

Interactive Stock Chart

Exchange Ticker: VBB

Listing Information

Exchange MarketUPCOM

Live SectorBanking

First Trading Date30/07/2019

First Close Price₫21,000

Capital Structure

Charter Capital8,210.33 Billion VND

Listed Shares1,046,897,384

Outstanding Shares1,076,897,384

Treasury Shares-

Detailed Corporate Timeline & Sectors

Timeline of Establishment & Development:

According to Decision No. 2391/QD-NHNN dated December 14, 2006, Decision No. 2399/QD-NHNN dated December 15, 2006, Vietbank is allowed to carry out a number of capital mobilization operations, credit granting and providing payment services. math.
On February 2, 2007, Vietbank was officially established at 35 Tran Hung Dao, Soc Trang city, Soc Trang province, and at the same time opened Soc Trang branch - the first branch of Vietbank.
On October 28, 2008, the Governor of the State Bank of Vietnam issued Decision No. 2441/QD-NHNN approving the request to expand Vietbank's operations and area of operation, according to which Vietbank can expand operations such as guarantee, financial leasing, treasury services, capital contribution, and stock purchase. part....
After more than 12 years since its establishment and operation, Vletbank has made effective and sustainable development steps with total assets in 2018 more than 57 times higher than in 2007 and an operating scale of 112 transaction points throughout key economic regions of the country.
Thus, as of June 30, 2019, Vietbank is operating with 01 headquarters, 19 Branches, 93 Transaction Offices, in 15 provinces/cities, including the following areas: Soc Trang, Hanoi, Hai Phong, Nghe An, Da Nang, Quang Ngai, Khanh Hoa, City. Ho Chi Minh, Ba Ria - Vung Tau, Long An, Can Tho, Dak Lak, Binh Duong, Dong Nai and Vinh Phuc.

Business Sectors:

Capital raising activities
Credit activities
Payment and treasury services
Other activities: Contributing capital, purchasing shares of other enterprises according to the provisions of law; Participate in the currency market according to regulations of the State Bank; Directly do business or establish an affiliated company with legal status, independent accounting with equity capital to trade foreign exchange and gold on the domestic and international markets when approved by the State Bank;...
Trading in bonds and other valuable papers: Buying and selling bonds and other valuable papers; Participate in trading bonds and valuable papers on the currency market;...
Entrustment, trust acceptance, agency in fields related to banking activities and insurance business according to the provisions of law and instructions of the State Bank.
Trading and providing foreign exchange services on the domestic market and on the international market within the scope prescribed by the State Bank.
Providing foreign exchange services

Address: 47 Tran Hung Dao, Soc Trang City, Soc Trang Province

Phone: 0299 388 6666 Fax: 0299 361 5666

Disclosure Officer:

Email: [email protected]

Website: https://www.vietbank.com.vn/

Ratio / Financial Indicator	2022	2023	2024	2025
Earnings Per Share (EPS)	₫485	₫601	₫837	₫1,123
Price-to-Earnings (P/E)	25.34x	20.48x	14.70x	10.95x
Book Value Per Share (BVPS)	₫103,359	₫128,386	₫151,226	₫182,720
Price-to-Book (P/B)	0.12x	0.10x	0.08x	0.07x
Return on Equity (ROE)	0.47%	0.47%	0.55%	0.61%
Return on Assets (ROA)	0.47%	0.47%	0.55%	0.61%
Net Profit Margin	28.86%	32.34%	32.04%	36.36%
Debt-to-Equity Ratio	0.02	0.02	0.02	0.02
Current Ratio	-	-	-	-

Audited Financial Statements

Source: KB Securities (KBS) Datafeed • Updated dynamically

Show absolute values (VND)

Thu nhập lãi thuầnNet interest income

+83.7% YoY

Lợi nhuận sau thuế (XI-XII)Net profit after tax

+131.4% YoY

TỔNG CỘNG TÀI SẢNTOTAL ASSETS

+76.8% YoY

Financial Indicator (VND)	2025	2024	2023	2022
1. Thu nhập lãi và các khoản thu nhập tương tự1. Interest income and similar income	11,980,393,000,000	9,721,857,000,000	9,760,915,000,000	7,117,428,000,000
2. Chi phí lãi và các chi phí tương tự2. Interest expense and similar expenses	8,653,813,000,000	6,910,284,000,000	7,761,017,000,000	5,306,548,000,000
I. Thu nhập lãi thuầnI. Net interest income	3,326,580,000,000	2,811,573,000,000	1,999,898,000,000	1,810,880,000,000
3. Thu nhập từ hoạt động dịch vụ3. Fee and commission income	262,118,000,000	231,629,000,000	189,796,000,000	201,718,000,000
4. Chi phí hoạt động dịch vụ4. Fee and commission expenses	101,685,000,000	94,903,000,000	86,448,000,000	80,004,000,000
II. Lãi/lỗ thuần từ hoạt động dịch vụII. Net fee and commission income	160,433,000,000	136,726,000,000	103,348,000,000	121,714,000,000
III. Lãi/lỗ thuần từ hoạt động kinh doanh ngoại hối và vàngIII. Net gain/(loss) from foreign currencies and gold trading	89,745,000,000	80,215,000,000	65,295,000,000	55,610,000,000
IV. Lãi/lỗ thuần từ mua bán chứng khoán kinh doanhIV. Net gain/(loss) from trading securities	-	-	-	-
V. Lãi/lỗ thuần từ mua bán chứng khoán đầu tưV. Net gain/(loss) from investment securities	51,029,000,000	19,009,000,000	77,648,000,000	61,667,000,000
5. Thu nhập từ hoạt động khác5. Other income	6,520,000,000	463,620,000,000	161,312,000,000	277,187,000,000
6. Chi phí hoạt động khác6. Other expenses	11,755,000,000	9,780,000,000	10,665,000,000	2,488,000,000
VI. Lãi/lỗ thuần từ hoạt động khácVI. Net other income	-5,235,000,000	453,840,000,000	150,647,000,000	274,699,000,000
VII. Thu nhập từ góp vốn, mua cổ phầnVII. Income from capital contribution and long-term investments	-	-	-	-
VIII. Chi phí hoạt độngVIII. Operating expenses	1,728,781,000,000	1,565,226,000,000	1,469,723,000,000	1,367,537,000,000
IX. Lợi nhuận thuần từ hoạt động kinh doanh trước chi phí dự phòng rủi ro tín dụng (I+II+III+IV+V+VI+VII-VIII)IX. Operating profit before provision for credit losses	1,893,771,000,000	1,936,137,000,000	927,113,000,000	957,033,000,000
X. Chi phí dự phòng rủi ro tín dụngX. Provision for credit losses	362,262,000,000	804,839,000,000	115,168,000,000	300,921,000,000
XI. Tổng lợi nhuận trước thuế (IX-X)XI. Profit before tax	1,531,509,000,000	1,131,298,000,000	811,945,000,000	656,112,000,000
7. Chi phí thuế TNDN hiện hành7. Current corporate income tax expenses	321,919,000,000	230,373,000,000	165,079,000,000	133,485,000,000
8. Chi phí thuế TNDN hoãn lại8. Deferred income tax expenses (*)	-	-	-	-
XII. Chi phí thuế TNDNXII. Corporate income tax	321,919,000,000	230,373,000,000	165,079,000,000	133,485,000,000
XIII. Lợi nhuận sau thuế (XI-XII)XIII. Net profit after tax	1,209,590,000,000	900,925,000,000	646,866,000,000	522,627,000,000
XIV. Lợi ích của cổ đông thiểu sốXIV. Minority interest	-	-	-	-
XV. Lợi nhuận sau thuế của cổ đông của Ngân hàng mẹ (XIII-XIV)XV. Net profit atttributable to the equity holders of the Bank	1,209,590,000,000	900,925,000,000	646,866,000,000	522,627,000,000
Lãi cơ bản trên cổ phiếu (BCTC) (VNÐ)Earning per share (VND)	1,589	1,656	1,354	1,094

Data Source & Disclaimer

Data Source: Financial statement data is automatically aggregated from official disclosure feeds of listed companies through the analysis system of KB Securities Vietnam JSC (KB Securities).

Disclaimer: All financial data displayed on this website is provided for general reference purposes only. We make every effort to update accurate data but do not provide any warranty regarding its completeness or absolute reliability. The displayed figures do not constitute investment advice or an offer to trade securities. Users assume all risks and responsibilities for any financial decisions made based on the data on this website.

VBB

Commercial Joint Stock Bank Việt Nam Thương Tín

Interactive Stock Chart

Listing Information

Capital Structure

Detailed Corporate Timeline & Sectors

Key Financial Ratios (2025)

Historical Financial Metrics (YoY)

Financial Ratios Reference & Interpretation Guide

Audited Financial Statements

VBB — Financial Data Summary (2022–2025)

Executive Summary

Operating Performance & Profitability

Asset Structure & Financial Leverage

Cash Flow Quality